Money Harbor Escrow

Deal with a stranger, without the fear

The buyer's money stays locked with us until the seller delivers what was promised. Before delivering, the seller can see the money is really there; and until the buyer is satisfied, it has not left them.

1LockedThe buyer places USDT with the escrow. Neither side can take it alone.
2DeliveredThe seller delivers with confidence and says so; the buyer gets time to check.
3ReleasedThe buyer confirms and the money reaches the seller. If there is a problem, it stays locked until we decide.

Open an account to start How it works

Step by step

A deal from start to finish

Step 1
Write down the terms
Either side creates the deal: what, for how much, by when. They send its link to the other side, who accepts the terms.
Step 2
The buyer locks the money
The buyer places the amount with the escrow from their deposited USDT. The seller is told at once.
Step 3
The seller delivers
The seller hands over the goods or the work and presses “I have delivered”. The buyer gets time to check.
Step 4
The money is released
The buyer confirms and the money reaches the seller. If the buyer does nothing within the checking period, it is released automatically; if they report a problem, we review it.

If you are buying

Your money does not reach the seller until you have received what you paid for.
If the seller does not deliver in time, you take the money back yourself.
If what arrives does not match the terms, report it; the money stays locked until we decide.

If you are selling

Before you deliver, you see that the buyer's money is really locked — no flash USDT, no fake receipt.
Once it is locked, the buyer cannot take the money back on their own.
If the buyer goes silent after delivery, the money is released to you automatically when the checking period ends.

The rules

The fee is 1% of what the seller receives. The buyer pays no fee, and money returned to the buyer comes back in full.
Each deal is from 5 to 50,000 USDT, and only in USDT deposited to your account.
Your account's transfer limits and identity checks apply to locking money too — it is money on its way to someone else.
Once the second side accepts, the deal is visible to the two of you only and its terms no longer change.
In a dispute, Money Harbor decides on the written terms, the deal's messages and both sides' evidence: release to the seller, return to the buyer, or a split. We are not a court, and our decision covers this money only.
Deals for anything whose sale is illegal are not allowed. Accounts and payments are screened as everywhere else on the site.

You need a Money Harbor account to create or accept a deal. Opening one is free.

Open an account Sign in

Deal with a stranger, without the fear

1LockedThe buyer places USDT with the escrow. Neither side can take it alone.

2DeliveredThe seller delivers with confidence and says so; the buyer gets time to check.

3ReleasedThe buyer confirms and the money reaches the seller. If there is a problem, it stays locked until we decide.

A deal from start to finish

Step 1

Write down the terms

Either side creates the deal: what, for how much, by when. They send its link to the other side, who accepts the terms.

Step 2

The buyer locks the money

The buyer places the amount with the escrow from their deposited USDT. The seller is told at once.

Step 3

The seller delivers

The seller hands over the goods or the work and presses “I have delivered”. The buyer gets time to check.

Step 4

The money is released

The buyer confirms and the money reaches the seller. If the buyer does nothing within the checking period, it is released automatically; if they report a problem, we review it.