Shares trade with real money only while the US market is open: Monday to Friday, 9:30 to 16:00 New York time. You trade at the market’s last price. Money Harbor is the other side of your trade — you do not become an owner of the company.

With deposited money, trading is real and Money Harbor is the other side of it. BTC, ETH, SOL, XRP, ADA, DOGE, BNB, gold and eight US shares (AAPL, MSFT, NVDA, GOOGL, AMZN, TSLA, META, NFLX) are bought and sold at the best live market price, not the chart price — shares only while the US market is open. A loss stays with Money Harbor, and a profit is paid from Money Harbor’s reserve — never from other customers’ money; if the reserve is short at that moment, the profit waits until it is topped up. The coin, gold or share itself is never sent out, and buying a share does not make you an owner of the company; to withdraw, sell it for dollars. Silver and TRX cannot be bought with real money, and no profit is guaranteed.

Prices update every minute. Limit orders fill automatically when the market crosses your price.